Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Blue Cross and Blue Shield of Florida. Dental, Life and Disability are offered by Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.

USAble Life is the insurer and is solely responsible for the supplemental products: Accident, Critical Illness, and Hospital Indemnity. USAble Life is an independent company and operated separately from Florida Blue. USAble does not sell or service Florida Blue products.

Policies have limitations and exclusions. Some policies are subject to medical underwriting. Benefits and premiums vary depending on the plan you choose. For costs and complete details of coverage, contact your insurance agent.

Networks are comprised of independent contracting health care providers.

Florida Blue offers the high-deductible health plan to be used in conjunction with a Health Savings Account (HSA). For more information on the possible tax advantages and implications of an HSA, contact your legal or tax advisor.

FamilyBlue is NOT health insurance. The plan provides discounts for services received from certain health care providers. The plan does not make payment directly to the providers of medical services. The plan member is obligated to pay for all health care services, but will receive a discount from the health care providers who have contracted with the discount medical plan organization. The range of discounts for services offered will vary depending on the type of provider and the service. The plan is administered by Coverdell & Company, Inc., a discount medical plan organization located at 8770 W. Bryn Mawr, Suite 1000, Chicago, IL 60631, 1-800-918-7600.

Our Medicare Supplement insurance policies are not connected with or endorsed by the US Government or the Federal Medicare Program. These policies have limitations and exclusions which work in conjunction with Medicare.

Florida Blue and Florida Blue HMO are Medicare Advantage organizations with a Medicare contract. Florida Blue and Florida Blue HMO are Medicare-approved Part D sponsors. *You must continue to pay your Medicare Part B premium. The benefit information provided is a brief summary, not a complete description of benefits.  For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/coinsurance may change on January 1 of each year.


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